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John Hancock:Accumulation IUL — leading the way with greater income potential

May 31, 2018 @ 1:00 PM - 1:30 PM

John Hancock Insurance


Feature Story: Accumulation IUL — leading the way with greater income potential


The new Accumulation IUL is now more competitive than ever for all funding patterns, including short pays (e.g. 5-7 pays.) Also, it’s competitive at the traditional 6% return rate as well as the maximum illustrated rate (AG49), addressing customers who may have different economic outlooks. Click here to learn more!






Two ways your clients can get John Hancock Vitality on Term

Now there are two great Term products your clients can choose from to reduce their premiums and earn rewards for living healthy with the John Hancock Vitality Program. Learn More



John Hancock to retire Accumulation UL, Premier Life and Survivorship Term

In an effort to streamline and optimize our product portfolio, John Hancock will retire Accumulation UL ’09, Premier Life, and Survivorship Term. These products combined account for less than 1% of sales year-to-date. The last day to submit applications for these products is on June 29, 2018. Click here for important new business and underwriting deadlines.


Advanced Markets


Funding a REBA Plan for key employees

In wake of the Tax Cuts and Jobs Act of 2017, now is the time to talk to business owners about implementing plans to help retain and reward key employees. Learn More


State Approvals and Updates


New rates for Term ’18 with Vitality and Term ’18 with the optional Vitality rider are now approved in Florida.
Learn More

Doing business with us

Additional states approve revised replacement forms

Several more states have approved the recently updated Replacement of Life Insurance or Annuities (NAIC Model Regulation) form and the Replacement of Life Insurance (Standard) form for

-NAIC states. Please note that Missouri is now

state, which means that the Replacement of Life Insurance or Annuities (NAIC Model Regulation) form will be required for all submissions in Missouri if the proposed insured has existing insurance, regardless of whether they are intending to replace that existing coverage. 

This state approval flyer outlines the most current approvals for these replacement forms, as well as the applicable effective date. Please transition to using the revised forms within 30 days of their effective date.

Update regarding policyholder confirmation notices for Dollar Cost Averaging and Asset Allocation Rebalancing

In an effort to reduce the amount of paper we send our policyholders, we will no longer be mailing ongoing transaction confirmation notices for Dollar Cost Averaging and Asset Allocation Rebalancing.

The information that was provided in these notices will continue to be included in both the policyholder’s quarterly and annual statements. We will also continue mailing confirmation notices when a policyholder initially requests a Dollar Cost Averaging and/or Asset Allocation Rebalance.

For more information, please contact Customer Service at 1-800-505-9427, option 5.

Reminder: Reimbursement guidelines for medical requirements

John Hancock will pay for medical requirements only in conjunction with the submission of a formal application to us. Please ensure that when ordering medical requirements, you are adhering to our guidelines as outlined in our Approved Vendors flyer. It is important to note that, if you initially tell the medical requirement fulfillment vendor that you are going to submit a formal application to John Hancock but ultimately decide to submit the formal application elsewhere, it is your responsibility to notify the vendor so they can send the invoice to the appropriate party to be paid.



This email was sent to trent@davislife.com. To be removed from receiving future emails, you can unsubscribe here. Postal address:
601 Congress Street, Boston, MA 02210


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